When I'm 64

Liz West

Little did I know that 64 would be the age when all sorts of health plans would start sending me information. At age 65, I become eligible for Medicare, which will drop my health insurance costs by two-thirds. Medicare does not cover all costs, so many companies offer insurance to cover what Medicare does not cover. The companies offer a bewildering assortment of plans, including HMOs, PPOs, and PFFS. I'm creating charts to compare them before I have to decide. This is only a small part of the pile of documents I have to wade through.

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